Our wealth planning solutions
Finding the best way to pass on wealth to the next generation is a real concern. Ever-increasing financial regulation means it is important to plan carefully for the future. The right solution ensures our clients’ loved ones will receive their intended inheritance in the most efficient way.
Variable Universal Life
Written to comply as life policies under Bermuda Insurance Law, our contracts are issued on a first or last to die basis, and are primarily utilized for estate planning purposes. They have variable death benefits dependent on the relevant target market.
Designed primarily for the US taxpaying client, annuities offer tax deferral on income and capital growth generated by the underlying policy investments. They are also commonly used for US pre-immigration planning purposes.
Group Variable Annuities
Our institutional product which allows non US investors to invest in certain classes of US domestic securities on a tax advantageous basis.